Address: Monticello Reverse Mortgage 5690 Three Notched Road Crozet, VA 22932 View Map
Phone: 434.249.4080

About Us

Thinking about a Reverse Mortgage and are 62 years old or older?

The Reverse Mortgage Doctor is located in Central Virginia to answer your reverse mortgage questions. These federally insured home loans allow seniors 62 and older to convert the equity in their home into cash for added financial security to pay-off unexpected medical expenses, make home improvements, and enjoy retirement. You can learn more about Reverse Mortgages on our page What is RM?

For additional questions. talk to the Reverse Mortgage Doctor, John O’Connor, in Charlottesville, Virginia. for your free confidential appointment.

He even makes house calls to anywhere in Virginia.

Meet Our Team

Meet John

John O’Connor’s passion for helping senior citizens and their families understand the benefits and process of a reverse mortgage has earned him the nickname The Reverse Mortgage Doctor. Prior to working with Monticello Reverse Mortgage and opening his own office in the Charlottesville, Virginia area, John spent over a decade working for the ‘big banks’ including Wells Fargo and MetLife Bank.

John first learned about reverse mortgages when assisting his parents through the process. His approach to working with clients is to treat everyone like family and to spend whatever time is necessary to answer any and all questions about the reverse mortgage product.

If you are considering this FHA insured product to help you reduce your financial worries during your retirement years, John offers a no-pressure face to face meeting in your home or in his Crozet, Virginia office.  Yes – The Reverse Mortgage Doctor makes house calls.

John and his wife Lori, two kids Danny and Katie and their two dogs Baker and Sophie live in Crozet, Virginia close to the base of the Blue Ridge Mountains.  When John is not helping seniors move forward in reverse, he enjoys hiking, running, and coaching youth football and baseball.









What is a Reverse Mortgage?

Hours Of Operation:

Mon – Fri: 9AM – 5PM
Sat: 10AM – 5PM
Sun: Closed


Toll Free: